I have recently had an accident and have received an offer from the insurance company – what should I do?
You may be approached by the insurance company for one or more of the parties against whom you have an action for your personal injury. There is nothing unlawful in the insurance company making contact with you and offering to settle your claim, however, it is something that should give very careful consideration to.
At a very early stage it is difficult to put a final figure on the value of your claim. Medical evidence is required to ascertain the extent of your injuries and your future prognosis.
Once you settle your claim you are precluded from re-visiting the matter even if a medical complication should arise, or you require further surgeries into the future.
Therefore, before any offer of settlement can be accepted you are require an expert opinion from your GP or a specialist detailing the injuries suffered by you the future treatment what you will require and your long term prognosis.
You should contact your solicitor who will have the skill knowledge and experience in settling cases like yours for their advice and you should proceed with caution.
*In contentious business a solicitor may not calculate fees or other charges as a percentage or proportion of any award of settlement.
**This information is for guidance purposes only. It does not constitute legal or professional advice, professional or legal advice should be obtained before taking or refraining from any action as a result of the contents of this publication. No liability is accepted by McElhinney & Associates for any action taken in reliance on the information contained herein. Any and all information is subject to change.